Who is GCG Financial, Inc

Founded in 1975, GCG Financial is a comprehensive financial services firm offering a wide range of quality financial products, insurance and employee benefits programs to all types of businesses as well as individuals. With over 4,000 corporate clients, GCG Financial is recognized by national vendors and health insurance carriers as one of the top benefit consulting firms in the Midwest. For more information, please visit the company's Web site at www.gcgfinancial.com.

You will receive an Individual Customized Report (ICR) showing your plan benchmarked to others locally and nationally over the last 2 years covering the following:

• Deductibles
• Office Visit Copayments
• Prescription Drug Copayments
• Medical Plan Increases
• Monthly Premiums (Single/Family)
• Monthly Employee Contributions
• HMO v. PPO costs

This gives you a great base to compare your plan to others in the market.

Yes. We hired an actuarial consulting firm with national experience in this area to produce a survey that is quick and easy to complete. You can complete the survey online in an average of about 30 minutes. Before you begin, you will need the following information available:

• Plan designs for all health and welfare plans (typically found in your SPD)
• Total premiums (budget rates), employee contributions (by dollar or percent) and enrollment for your plans
• Vacation, wellness, third party disease management, voluntary benefits, LOAs and other miscellaneous benefits you offer.

Additionally, even though completing the survey only takes about 30 minutes, the survey allows you to save your results and come back to them later. This feature is useful if you had to stop before you answered all of the questions or you want to change an answer you previously entered.